Do you manage your money or does your money manage you? For some living from paycheck to paycheck is a difficult way of life, and often results in more month than there is money. Money in Money out When you do not manage your money properly this is what happens. Money comes in on payday […]

‘Do you know how much you spend each week/month?’ This is one of the first questions I ask potential clients during the 20-minute free discovery call. It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need. I don’t […]

Credit ratings Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating. So how do you maintain a good credit rating when you don’t want to have any debt? […]

The truth about Pesach is that most of us overdo the food. I am sharing my thoughts on what we do to ourselves when preparing for Pesach.  The story Pesach is a time of sadness for the Jewish people, we were slaves in Egypt. Pesach is also a time of great joy.  We became a […]

Pesach, a word that often brings tears to Jewish households everywhere. Not only tears for the story of Pesach but also tears at the thought of all that needs to be done. I know we are still two months away but Pesach is an expensive endeavour to do properly and for those starting out it […]

Wuhu Deals is my second favourite money saving app! Want to read more about coupons? http://kasheringyourlife.co.za/couponing-south-africa/ Wuhu Deals used to be known as Unilever Deals as it is their products on offer. The app has two ways to reward you. Either with a cash discount at the till or you can earn points towards airtime, […]

What do you have in your home that is new? The new year is well on its way and in December you probably bought some big ticket item or got a really nice expensive gift. January was the beginning of the school year and in February Universities start up again and for this reason, you […]

South Africa doesn’t coupon! We are far too advanced for that! We use apps! Most South Africans haven’t got time to sit and cut out coupons. I have to admit I do prefer the apps as we already have too much litter on the streets. Couponing helps you get your home sorted by making sure […]

Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

Using meal planning you can get you sorted in the kitchen. Good intentions It is still the beginning of the year, and good intentions and resolutions are still quite strong for most of us. As the year moves forward those intentions begin to wane due to the pressures of everyday life and we forget about […]