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Photo by Chastity Cortijo on Unsplash

5 sheets to the wind is usually an expression used when someone is very drunk.  This is what I should have been when I read an article about how often you should wash your sheets. https://www.cnet.com/how-to/do-you-wash-your-sheets-enough-probably-not/ Changing your bed linen weekly is something I assumed happened in every home, apparently not! The recommendation is once […]

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Koo beans

One of my favourite budget stretchers just got even better! KOO Beans! I love adding beans to food to bulk it up and now I have even more recipes and ideas to try out. By chance, I saw a post on SA mom blogs https://samomblogs.co.za/ about KOO hosting an event to launch their new range […]

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Do you ever ask yourself, ‘where did the money go?’ In the morning you went to the ATM and drew a fair amount of cash and then opened your wallet at the end of the day to realise there is nothing left? Where did the money go? Where did the money go? It goes so […]

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Do you know what it costs?

‘Do you know how much you spend each week/month?’ This is one of the first questions I ask potential clients during the 20-minute free discovery call. It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need. I don’t […]

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Your money relationship begins as a child, which is a sentiment I read about in Suzie Orman’s book ‘9 Steps to Financial Freedom’ and again in Phumelele Ndumo’s book ‘from Debt to Riches’. This is something I believe to be true; however, they are not always fixed. As a child, I learned that you don’t […]

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Credit ratings

Credit ratings Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating. So how do you maintain a good credit rating when you don’t want to have any debt? […]

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Fearless or Fearful? In part 3 of this Road to financial freedom series, we will look at facing your money fears and changing them to positive statements. The truth is that we do need money to survive but we don’t need it to live. We spend our money on fixing things that are broken but […]

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Pesach

Pesach, a word that often brings tears to Jewish households everywhere. Not only tears for the story of Pesach but also tears at the thought of all that needs to be done. I know we are still two months away but Pesach is an expensive endeavour to do properly and for those starting out it […]

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Money management

Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

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pyjama-shopping

Home shopping unlike you have ever known. My version of home shopping is actually going to save you money! You have created your meal plan, now it’s time to shop! What’s in the cupboard The first stop in your shopping is your kitchen cupboard! When you begin meal planning you follow a set of steps […]

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