Today I am looking for presents, that don’t cost the earth, for you to give your friends and family for Xmas. Do you have a particular skill? It doesn’t have to be related to your work, if you are working. For years we have struggled financially and in 2010 I suddenly needed about 15 gifts […]

I was recently in a discussion on FB with a few women who have very little money. It is coming up to the festive season when gifts are expected to be given and received. What happens when you can’t meet these expectations? I am Jewish, so I don’t celebrate Xmas, but I do wonder if […]