Category Archives: Daily budgeting for South Africans

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How to save money daily, in your monthly budget and daily living expenses

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Grocery Budget, the 2nd step to successful meal planning

In step 2, it is time to work out your grocery budget. Grocery budgets will differ from household to household. These are unique to each family’s needs, size, and ages. How to create a grocery budget A big family will have a bigger grocery budget. A family with a baby will have a different budget […]

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Beyond Lockdown, level 4. Can we survive?

Lockdown continues As we head into the 6thweek of lockdown and move to level 4 it is time to think about what follows. https://www.news24.com/SouthAfrica/News/see-these-are-the-permissions-and-restrictions-for-level-4-lockdown-20200425 While we don’t know when lockdown will be lifted, life will definitely not be the same for a while. What happens after lockdown?  It is an unknown chapter in our lives […]

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Lockdown extended by another 2 weeks, you can help!

With lockdown extended, Shoprite lets you help others

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Inventory for your home

Inventory is not just for businesses. From the experience of helping my late father pack up his office building and helping and watching my mother pack up her house after 45 years, I know you can’t pack up home in just one week. Just recently in my street, an elderly gentleman died, the house was […]

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6 key tactics for successful budgeting

Budgeting for a lot of people is not something they want to think about. When they do think about it, it creates anxiety and is filled with a lot of negative emotions. Some people though find creating a budget a positive experience. For them, budgeting is freeing. The first word that came to my mind […]

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New Year 2020 and beyond

New Year Resolution I don’t normally make a New Year Resolution (the Jewish New Year has come and gone); however, for 2020 I have made a massive resolution for the next decade. GET OUT OF DEBT AND STAY OUT! I did really well in 2019 to pay off my store cards and then when they […]

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Xtra Savings

Thank you, Checkers, for the Xtra Savings! On the 14th October, 2019 Checkers introduced their loyalty card, the Xtra Savings card, and within the first week they had signed up a million people!  I am one of them. The opening savings are, I hope, an indication of the future because those prices were amazing. Unfortunately, […]

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How envelope budgeting can reduce your stress

Envelope budgeting has been around for years. There is a good chance that if you asked an older family member they will have either done it or heard about it. I have mentioned envelope budgeting in a few articles in the past and again recently. It is recommended by financial gurus such as Dave Ramsey […]

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Cash is King

‘Cash is king’: If you always pay cash, you don’t get into debt. Somewhere along the way, this has been forgotten. I know I was aware of it before my children were born. Pay Cash My father never bought anything on credit except his house; I think my parents bought their first car on credit […]

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Can you manage your money effectively?

Do you manage your money or does your money manage you? For some living from paycheck to paycheck is a difficult way of life, and often results in more month than there is money. Money in Money out When you do not manage your money properly this is what happens. Money comes in on payday […]

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