The 6-month program includes the monthly free group session, a basic budget template, and a debt repayment plan template. The cost is R5000
2 x 90-minute sessions.
The first session takes place as soon as you sign up, here we will find out your truth and your financial picture and how to shift your financial mindset. You will be given a worksheet and some tasks to prepare for your next session.
The second 90-minute session is in your 3rd month where we celebrate your progress, look at how your debt repayment strategy is working, and how meal planning can help you reduce your monthly spending even more.
3 x 60-minute sessions
The first 60-minute session happens 10 days after your first session this is where I help you set up a budget that is unique to your family, using the worksheet and the tasks you were given, and I share 3 strategies that have worked for me to begin paying off that debt.
Your second 60-minute session is in the middle of your third month. Here we look at setting up an emergency fund, allowances and bank accounts for children according to their ages and your financial ability.
In the third 60-minute session, which takes place in the middle of the 5th month, we discuss wills and where to find insurance packages that are right for you. We also follow up on how your debt repayment is coming.
The fourth and final 60-minute session takes place at the end of your 6 months. We recap your progress and make sure that you have a workable plan for your future.
4 x 45-minute sessions
Session one happens around the middle to end of the first month. We discuss debt repayment strategies and how to start an emergency fund. You will be given a worksheet to record your debt.
The other sessions take place at the beginning of each month to review your budget and make adjustments, as well as reviewing your meal plans.
R750 per month over 6 months
I am not a financial advisor, therefore no advice will be given on what to invest in, what medical aid/insurance, or what long or short-term insurance company you should choose.
I can only guide you, it is up to you to do the work required to get out of debt and obtain true financial solvency.
You will be required to sign a contract for non-disclosure, as all worksheets supplied are for your use only and may not be shared with other parties.
Getting out of debt is a journey over rough seas, it has quite still times where you will make amazing progress, but there are also stormy times where fighting to keep your head above water may seem too difficult, but if you keep up with the ebb and flow of your finances, you will find yourself on solid ground.