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Do you know what it costs?

‘Do you know how much you spend each week/month?’ This is one of the first questions I ask potential clients during the 20-minute free discovery call. It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need. I don’t […]

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Your money relationship begins as a child, which is a sentiment I read about in Suzie Orman’s book ‘9 Steps to Financial Freedom’ and again in Phumelele Ndumo’s book ‘from Debt to Riches’. This is something I believe to be true; however, they are not always fixed. As a child, I learned that you don’t […]

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Credit ratings

Credit ratings Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating. So how do you maintain a good credit rating when you don’t want to have any debt? […]

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Post Image

Fearless or Fearful? In part 3 of this Road to financial freedom series, we will look at facing your money fears and changing them to positive statements. The truth is that we do need money to survive but we don’t need it to live. We spend our money on fixing things that are broken but […]

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Pesach

Pesach, a word that often brings tears to Jewish households everywhere. Not only tears for the story of Pesach but also tears at the thought of all that needs to be done. I know we are still two months away but Pesach is an expensive endeavour to do properly and for those starting out it […]

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Money management

Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

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pyjama-shopping

Home shopping unlike you have ever known. My version of home shopping is actually going to save you money! You have created your meal plan, now it’s time to shop! What’s in the cupboard The first stop in your shopping is your kitchen cupboard! When you begin meal planning you follow a set of steps […]

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Beef Wellington

Theme ideas for meal plans are a great way for adventurous home cooks to expand their repertoire. love it or hate it Also for those who don’t enjoy cooking, it is a way to add ideas to your cooking. Over the years my themes have changed and some have become part of my meal plan […]

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Happy birthday but at what price? As I read through posts on various mom groups, I notice a trend of over the top expensive birthday parties for 1-year-olds. Who’s it really for? It seems strange to me that we all spend so much money on a party the child really doesn’t care about. The 1st […]

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The back to school rush is about to begin here in South Africa. Not only getting the last minutes supplies and textbooks but also checking to see that the uniforms still fit! If you are like me and have left everything to the last minute, the race and search for second-hand textbooks so that we […]

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