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Grocery Budget, the 2nd step to successful meal planning

In step 2, it is time to work out your grocery budget. Grocery budgets will differ from household to household. These are unique to each family’s needs, size, and ages. How to create a grocery budget A big family will have a bigger grocery budget. A family with a baby will have a different budget […]

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Beyond Lockdown, level 4. Can we survive?

Lockdown continues As we head into the 6thweek of lockdown and move to level 4 it is time to think about what follows. https://www.news24.com/SouthAfrica/News/see-these-are-the-permissions-and-restrictions-for-level-4-lockdown-20200425 While we don’t know when lockdown will be lifted, life will definitely not be the same for a while. What happens after lockdown?  It is an unknown chapter in our lives […]

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Leaving home

Leaving home I am leaving home for a few days. I have the privilege of going to work in a kitchen at a 5-star luxury resort for a few days. Now leaving home for 3 days shouldn’t be a problem when I have 2 teenage children and 2 adult children, my husband and a domestic […]

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20 tips to a morning routine

Having a set routine will not do away with this altogether but it should reduce the morning mayhem significantly. I have previously written about creating a daily routine for children http://kasheringyourlife.co.za/good-mornings-and-good-nights/ and thought it was time to focus on the parents. I have thought about this carefully and even ‘mostly’ tested it myself during these […]

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Sheets to the wind

5 sheets to the wind is usually an expression used when someone is very drunk.  This is what I should have been when I read an article about how often you should wash your sheets. https://www.cnet.com/how-to/do-you-wash-your-sheets-enough-probably-not/ Changing your bed linen weekly is something I assumed happened in every home, apparently not! The recommendation is once […]

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KOO beans Budget beaters

One of my favourite budget stretchers just got even better! KOO Beans! I love adding beans to food to bulk it up and now I have even more recipes and ideas to try out. By chance, I saw a post on SA mom blogs https://samomblogs.co.za/ about KOO hosting an event to launch their new range […]

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Where did the money go?

Do you ever ask yourself, ‘where did the money go?’ In the morning you went to the ATM and drew a fair amount of cash and then opened your wallet at the end of the day to realise there is nothing left? Where did the money go? Where did the money go? It goes so […]

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Do you know?

‘Do you know how much you spend each week/month?’ This is one of the first questions I ask potential clients during the 20-minute free discovery call. It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need. I don’t […]

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Your money relationship is affecting your budget

Your money relationship begins as a child, which is a sentiment I read about in Suzie Orman’s book ‘9 Steps to Financial Freedom’ and again in Phumelele Ndumo’s book ‘from Debt to Riches’. This is something I believe to be true; however, they are not always fixed. As a child, I learned that you don’t […]

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Credit ratings and your debt

Credit ratings Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating. So how do you maintain a good credit rating when you don’t want to have any debt? […]

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