I am leaving home for a few days. I have the privilege of going to work in a kitchen at a 5-star luxury resort for a few days.
Now leaving home for 3 days shouldn’t be a problem when I have 2 teenage children and 2 adult children, my husband and a domestic worker, but it is.
Here are the problems with leaving home, even if it is only for a few days.
My adult children work, my son leaves at 6 in the morning and often comes home late at night. As a rule, if it isn’t meat he won’t cook it, so even though he can cook he is often too tired after his day to do much of anything.
My older daughter also has a full day job, she can at least make simple meals that don’t require a recipe. She is a creative person and recipes are just not her forte.
Meals can often be hit and miss. More hits than misses, thankfully.
My two younger daughters are old enough to cook but my middle daughter is severely ADHD and is far too easily distracted to be allowed near the gas stove unsupervised to do anything more than boil the kettle.
Even then I am often grateful for the whistle of the kettle when it boils, to remind her (and her father- he is quite possibly A.D.D ) that they have something on the stove.
My husband works a very demanding day and it would be unfair to expect him to cook after a full day’s work.
That leaves my domestic worker, who would happily help with the cooking. There are two problems with this. The first is that her repertoire consists of eggs and pasta and toasted sandwiches, all of which she does really well and with love to feed her ‘babies’. The second issue is that she leaves at 5 and most of my household only gets home after 6.
This means that food needs to be reheated and reheating will often dry out the food or overcook it. It also gives the ants invading my house a place to eat.
We cannot even drop a crumb without there being a mass collection of ants around it.
The next issue which is easily solved but a little costly is the school run for my younger girls. I have to pay someone to do the school lifts.
Lastly the health issue. My two younger girls are on medication that they need to take consistently, twice a day.
Putting the medication into pill sorters is not the problem, it’s getting them to remember to take the medication in the rush before school and in the evenings at bedtime.
To solve these problems I planned, I have cooked and frozen 3 dinners for when I am away, toasted sandwiches and pasta for lunch and reminders on their phones to take the medication.
I will also be phoning in their reminders, and I have hidden a morning dose in their school bags, just in case.
Homework for my middle daughter is also an issue, with her ADHD and her being a typical teenager, with access to TV, Smartphones and Netflix, homework is often forgotten and nagging is introduced (by me).
My younger daughter is more responsible with her homework but still suffers from being a teenager and Social Media often more interesting than Life Science. This usually requires a little nudging on my part to get her back to homework.
So while leaving home is planned for, I will still worry that everyone remembers to eat, shower, take meds, do homework etc.
The routine has been made to cover parents who have domestic
help and those that don’t; this includes parents who work outside the home.
The use of the word parent instead of mom is deliberate,
this is because I know that there are fathers out there who are raising
children on their own, it is not only the moms. There are also those lucky
families where both mom and dad are involved in the morning routine.
Here are 20 tips for creating a successful morning routine for parents
Decide on an appropriate time to wake up
It is recommended that adults between the
ages of 18-65 require 7-9 hours’ sleep a night. Truthfully I don’t think I get
anywhere near that, except on Friday, when I get my 9 hours and maybe Saturday
night if I am lucky.
By the time I have finished doing what needs to be done for my blog and business and managed to have a little time to speak to my husband it is usually midnight. Then I get up between 5 am and 6 am. My husband and son both leave the house at around 6 am, my son for work and my husband for synagogue.
Did you know that South Africa is one of
the earliest rising countries in the world?
2. Get moving
I am not big on exercise, so going to the gym isn’t likely to happen anytime in the near future.
Exercise is an important part of self-care. I do a few exercises from my biokintisist that can be done on the bed and then there are a few old tips I remember reading about many, many years ago in a ‘Reader’s Digest’ magazine.
Moving up and down, from flat feet onto my toes, in repetition while I wait for the kettle to boil, or swinging my arms out at the side while walking between rooms are two of the exercises that I do.
Have your shower in peace and quiet before the household is awake. If you shower at night then you just need to wash your face and hands in the morning.
Once you are dressed, it gives you a sense of purpose, staying in your PJ’s can make you feel like going back to bed.
Whatever centres you for the day, now is your time. Take time to meditate, read your bible, do your morning prayers or just have that cup of tea or coffee.
5.Hair and makeup
Doing your hair and makeup is such a simple thing. Whether or not you wear full makeup or just some lip gloss it can often lift your mood.
I don’t wear makeup often but I do know that most of us look a little brighter with a touch of colour. Wrapping my hair in my scarves can take me a while though, I am often all thumbs!
I have actually stopped making school lunches because my two teenage girls don’t eat it.
The rule is now that if they want lunch for school they make it themselves. I can get away with this as they are nearly 16 & 18 respectively, definitely old enough to pack lunch for themselves, they are also only at school till 1:30. My husband and son will take leftovers from the night before and up until recently, my oldest daughter was at home for lunch. She will now also take leftovers.
Make yourself a decent breakfast and eat it in peace.
This is also a good time to put out the cereal bowls and cereal for everyone else to have breakfast. Recently I saw a suggestion that we should pour the correct amount of cereal into each bowl to prevent children from pouring out too much and wasting it.
8. Take any medication you need
Whether they are vitamins or supplements or chronic medication a lot of them need to be taken with or after a meal.
In the mornings I will take out anything that needs thawing and either put it on the counter if it is winter and cold or in the fridge if its summer and hot.
If you don’t meal plan this is a good time to think about what’s for dinner and ensure that you have all the ingredients.
11. Empty the dishwasher
With a large family like mine, a dishwasher is a necessity for me, not a luxury. Once the dishwasher is unloaded it is ready for the breakfast dishes, this means that even my domestic worker has one less chore to do. She definitely has more than enough to keep her busy.
Changing your bed linen weekly is something I assumed
happened in every home, apparently not!
The recommendation is once every 2 weeks! Weekly if you
sweat a lot. In the article, which surveyed American households in 2017, found
that 44% of the people surveyed only washed their sheets once a month.
No, NO, NOOOOO.
The nurse in me wanted to vomit, the mother in me thought
about how much water and detergent we would save.
How often do we wash our sheets?
The good news was that my own little survey in 2 Facebook
groups showed that the majority of those who answered the survey, changed and
washed their sheets weekly or at minimum every 2 weeks.
Nurse wins. Each day we shed thousands of skin cells; we
lose hair and secrete oils into our bedding even after a shower.
This feeds millions of dust mites which are more often than
not the cause of allergies and other skin irritations.
Washing your sheets every two weeks just doesn’t seem all that hygienic to me.
Pillows, duvets and mattresses
Yet while we diligently wash our sheets and pillowcases, how often do we wash our pillows and duvets?
What about the mattress, do you have a mattress protector on
all the beds? I know most homes with little children have mattress protectors
for those inevitable nappy leaks and night time accidents. Did you get rid of
them when night time got dry?
It seems that South Africans are little cleaner than the rest of the world and the bedsheets are washed at least once a week. I don’t know if this is because so many homes have domestic workers or we just happen to be a more hygienic nation.
There seems to be no fixed rule, so here is my advice.
Comforters and bedspreads don’t
come into direct contact with your skin; they are usually used to cover your
bed. You could possibly wash them every 6 months or so. If you have pets that
lie on your bed, then I would recommend washing these items every 3-4 months.
Sheets, personally every week for me is as long as you should wait, but the maximum is every two weeks. If you have been sick, then the bedding should be washed as soon as you are well.
The common cold and flu viruses
are hardly little critters and are highly contagious, so washing your sheets in
very hot water is the only way to prevent the spread of germs.
Pillow and mattress protectors
should be washed monthly, if you don’t have protectors then you should wash
your pillows at least every 4-6 months, and your mattress, which unless you
have a steam cleaner can’t be washed, should be taken out and given an old
fashioned airing at least once a year.
Duvets should also be washed
every 4-6 months.
5 reasons why you should wash
your linen regularly.
Bad skin breakouts- if you are rigorous in your skin routine and yet still have breakouts or you are prone to skin infections, then the bacteria on your dirty pillowcase can be the cause.
Asthma – the skin cells you lose during the night are feeding those dust mites, this can lead to increased asthmatic episodes when you breathe in all those dust mites
Allergies – Dust mites and pet fur are a major cause of allergies, with human shedding enough skin to feed over a million dust mites and adding pets to the mix easily adds to the build-up.
Infection- Viruses and bacteria can live outside the body for a while. If you have been sick recently, then it is especially important to wash your linen to avoid reinfection.
Eczema- Allergens and irritants found in unwashed sheets can be triggers for dry, itchy skin. If you are using heavy creams and ointments to treat skin disorders, these can transfer to your sheets as they aren’t always fully absorbed by the skin. Once again this can cause a build-up if your sheets aren’t regularly washed.
While washing and folding your
bedding weekly may seem like a bit of a chore, there is nothing that beats
going to bed at night with clean, crisp sheets.
One of my favourite budget stretchers just got even better!
KOO Beans! I love adding beans to food to bulk it up and now I have even more recipes and ideas to try out.
By chance, I saw a post on SA mom blogs https://samomblogs.co.za/ about KOO hosting an event to launch their new range of beans.
I haven’t been online much and had decided to check in and
see who was posting what. I am so glad I did.
I went off to the KOO experience, just expecting to be shown the new range and listen to a talk about the brand and their new KOO beans range of products.
I never even thought about the fact that the venue happened
to be a cookery school. I just thought it would be a good opportunity to meet
the faces behind some of the other mom bloggers that I have come to know online
through their blogs and in various blogging groups.
I did get to put faces to names; I even met new faces and
have a few new blogs and vlogs to follow.
The experience is not something I would normally get to have.
Keeping kosher usually means that cooking experiences and demonstrations happen few and far between. Even when I see an event that interests me I usually don’t go because it’s either on a Saturday which is the Sabbath or it is on a day when I am working.
Besides, what is the point when I can’t taste anything? That is definitely going to change.
The event was sponsored by KOO and hosted by Margy Vally of the Olive Branch Cookery School, in Fourways.
The meet and greet experience I was expecting was actually an interactive cooking experience using the new KOO beans range.
We all got to participate in making part of the light lunch
that was served, lots of fun and delicious smells going on in the kitchen.
The recipes KOO supplied were very easy and it didn’t matter
whether you had no cooking experience or were a seasoned pro.
The menu was obviously very Mexican since we were using
Spicy Nachos with KOO bean dip, guacamole and sour cream
-KOO Black beans in Mexican style sauce
KOO Mexican tortilla cups – using KOO Black beans in Mexican
KOO Mixed bean and salsa salad- using KOO baked beans in
tomato sauce, KOO Black beans in Mexican style sauce and,
of course, KOO Whole Kernel corn
KOO chicken quesadillas and sweet corn salsa- using KOO
Baked beans in Barbeque flavoured sauce
KOO Fiesta chicken burritos – using KOO black beans in brine
KOO Albondigas- using KOO baked beans in Chili Wors
KOO Black Bean Chocolate Fudge Balls- KOO Black beans in
brine, I cannot wait to make these!
Do you ever ask yourself, ‘where did the money go?’ In the
morning you went to the ATM and drew a fair amount of cash and then opened your
wallet at the end of the day to realise there is nothing left?
Where did the money go?
Where did the money go? It goes so quickly when you don’t
consciously plan what to do with your cash.
If you are used to using a card for everything then money
loses its significance. If you are consciously budgeting your cash, using
either envelope budgeting or one of many budgeting apps then you will probably
know where the money went.
How do you make your money last longer? It’s the small
changes that make the biggest difference.
how much money did you throw away?
When you get that little piece of paper on your till slip
that says R5 off your next purchase, what do you do with it?
In the past you were able to give it to the car guards but
now it has to be used with the card. So do you keep it and use it on your next
shop or do you think, ‘It’s only R 5’ and throw it away?
Are you aware of coupons in South Africa? The R1.25 that you get in your wallet from snapNsave when you buy butter or margarine, the R11 off your dove shampoo on Wuhu deals, the 15% off on the NoName frozen veg, the R 6 you get off when buying chips and pretzels at Woolworths if you use the loyalty card and coupons all add up.http://kasheringyourlife.co.za/how-to-coupon-in-south-africa/
In fact at the time of writing this blog post, buying butter
from Woolworths would save me R8 and get me R1.25 in my pocket to use at a
later date. Buying bread using Wuhu deals and snapNsave would get me R1.80 off
the loaf of bread and R 1.25 into my pocket.
I have used PnP prices for everything except the butter as
with my WW discount it is less than the NoName butter.
mixed veg NoName
Total without discounts = R350.30
Total with Instore discounts = R330.90
Cashback into SnapNsave wallet = R22.50 (this money goes into the app and can be withdrawn and used anywhere)
You took R19.40 off your grocery bill and you earned R22.5
in one shop. Imagine if you could do this every week/month.
Now, where did the money go? Even if you only got this amount off and back each month, within 12 months you will have reduced your grocery bill by R232.80 and will have saved R 270.
Bread is always on Wuhu deals but it limits you to 4 white and 4 brown loaves per month. SnapnSave also always have bread on, you get cashback on one loaf per week.
Smart shopper and Woolworths are partially based on what
your usual shopping is and what they want you to buy.
If you start to use the coupon apps properly you won’t have
to ask ‘where did the money go’, you will know it went into your pocket!
Do you use coupons? Did you even know that South Africa had such a thing? Would you prefer physical coupons or are you happy with the apps? Join the group, learn more about saving, share your experiences https://www.facebook.com/groups/iamdebtfree/
This is one of the first questions I ask potential clients during the 20-minute free discovery call.
It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need.
I don’t want a client to book 6 sessions when they only need one, the same as I don’t want a client to think they only need one when in reality they may need 6 sessions. Maybe attending the workshop would be better. http://kasheringyourlife.co.za/workshop/
Do you know how much you give away?
I then ask them to write down what they think they spend and then for the next two to four weeks I ask that they keep every till slip and also keep track of any money they give to car guards and beggars.
For the most part, the reality of what you spend bears very little resemblance to the truth.
We think we know, based on how often you go to the store to buy groceries but what about the hidden costs? The car guards, the petrol to and from the stores every day, the items we buy on impulse while walking around the stores.
The food that goes off and needs to be thrown away, counts as double. This is because you paid for it when you bought it and then threw it in the dustbin when it wasn’t used.
As I have said previously, I am not a financial expert or advisor. I can’t help you with investments, medical aid or insurance advice. I can help you with your household budget.
This is a large amount but it is more than 70% of South Africans are living on each month. It takes into account buying your groceries at the more expensive stores and not making use of loyalty points, digital coupons and rewards programs. Do you know what you are spending?
Most people in the middle to upper-income groups can bring their household bills down by at least 5% per month.
Start with small habits, like never shopping when you are hungry, using a shopping list and doing your best to stick to it.
If you are a daily shopper, begin by going only every second day, until eventually you only go to the store weekly. Start meal planning and only buying what you need.
Try shopping at a mall or hypermarket where you can do all your shopping under one roof; this way you only pay a car guard once and reduce the amount of petrol you use.
Your money relationship begins as a child, which is a sentiment I read about in Suzie Orman’s book ‘9 Steps to Financial Freedom’ and again in Phumelele Ndumo’s book ‘from Debt to Riches’.
This is something I believe to be true; however, they are not always fixed. As a child, I learned that you don’t buy something if you don’t have the money for it. It worked for me for a very long time and I did really well as a student monitoring my spending.
A good Money Relationship
I didn’t earn a lot, I had to pay board and lodging and medical aid as part of my nursing training. It was compulsory in the 1980s for student nurses to live in Residence. I also owned a second-hand car that needed petrol; I had 3 clothing store accounts too. Somehow I never ran short even though I went out at least twice a week with friends. Once I qualified, I moved into an apartment and then a cottage, and still, I could make ends meet.
Getting into debt
After I got married, my husband and I had to go through 5 years of fertility treatment and that is where I lost control of my financial savvy!
The treatment is expensive and most of it is not covered by medical aid. You pay a lot of money, often for little or no return and the value of things got lost.
I went from comfortable on a tiny nurse’s salary to struggling on two incomes. Four children later and I am still struggling to get back my fiscal mojo.
Identifying your money relationship
So how do you identify what kind of relationship you have and when it started? Ms Orman suggests we look at our childhood gifts and upbringing. Were you given money as gifts and if so what did you do with it? Were you allowed to spend it as you wished or were you told to put it away for that elusive rainy day?
Think back to your youth and focus on how your parents discussed money and dealt with their money.
This is where it all started.
In the 1800s and earlier, money was never discussed in public and often not in private either as it was considered vulgar and uncouth. The head of the family was in charge of any and all financial decisions. The lady of the house was then given an allowance to run the household. The discussion of money was a taboo subject, a habit that has sadly continued for many into this day and age.
Don’t be embarrassed
Parents are embarrassed to tell their children that something is just not affordable! I was listening to a radio program recently, where the question was posed, “if your child asked you for something because their friend has one, would you go out and get it for them?” Two of my children were in the car with me and they thought it outrageous that according to the presenter the answer in a discussion by another radio team, was that 51% of people would.
He then asked listeners to call in and answer the question. I was totally shocked at how many of the women who called in said they would.
The reasons varied from not wanting their children to feel different, to avoid their child being bullied for not having the latest ‘it’ thing, to saying that their parents couldn’t afford it and, still as adults, resenting this.
My 17-year-old daughter made an extremely adult observation. She said that it was no wonder so many young people feel ‘entitled’, because, their parents never said ‘NO’. I feel my job as a parent is to teach financial awareness and responsibility is being heard, it may not be being followed as she spends money as soon as she gets it but the understanding is there.
So before you sit down to pay someone to help you get out of debt, have a look at your habits, see where they were developed and identify your triggers.
There is no shame in getting help, the shame is if you have identified your weaker areas and do nothing to change them.
A financial advisor is just that, they can give you advice but they can’t change your money relationship. That is up to you.
Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating.
So how do you maintain a good credit rating when you don’t want to have any debt? Unfortunately, there is no way to do this without having at least one debt.
Personal case story
Many years ago (approximately 25 years) before the children were born, I had paid off my Edgars account in full. Then my husband needed a new suit. Off we went to Edgars because I had enough credit on my account for a suit. We found the suit he liked and that fitted him and went to pay.
The suit was a little over the credit limit on my card. I wasn’t worried, because I (erroneously) thought since I didn’t owe anything on my account this wouldn’t be an issue.
You have to owe money to borrow money!
That’s when I discovered you have to owe money to borrow more money. I had to pay in because I hadn’t used my account within the four months in which the balance was zero and they weren’t able to allow me to go over my limit!
I haven’t been out of debt since! On the other hand, my credit rating is great!
So how do you have debt for your credit rating without getting into debt? I have learned about a few different ways to do this. Obviously, the best way is through a home loan as this is something you must pay every month or risk losing the roof over your head, it also has a lower interest rate than other debt.
A home loan is a good debt to have.
That being said, not everyone can own a house/apartment but it should come before owning a car. You also need a positive credit ratings to apply for a bond!
Below are some bad but sometimes necessary debts.
The next one up is the car. Once again not everyone can afford a car and, without credit ratings, getting the loan for the car purchase is almost impossible.
Your other option is a credit card. The catch with the credit card is that you get deeper into debt and the interest rate is quite high if you don’t pay the balance in full each month.
To apply for a credit card the bank or lending institution wants 3 months’ payslips to determine your credit limit.
Getting credit when you are self-employed
Those who are self-employed, or an independent contractor, this may prove a little difficult. There are a lot of hoops to jump through but it can be done.
To use a credit card to create positive credit ratings requires careful discipline with your spending, as most credit cards come with at least R5000 as a credit limit. It is easy to pay the instalments on R5000, but not so easy to pay the full balance.
The balance must be paid in full each month or interest is charged and that R5000 will take a few extra months to pay and land up costing almost twice what the original purchase was.
For me, choosing a clothing store card is possibly the best way to go if you are unable to do the credit card thing but need to develop a credit rating. Some of the stores offer 6 months interest-free or 12 months with interest.
I would choose a card that is linked to many different stores. Also, turn down any credit limit increases you are offered.
Pay on time and in full
The better your payment history the more likely this is to happen. In my opinion, we should not use credit or store cards for anything. We should be paying cash or using a debit card when making a purchase. The exception being a house or a car and even then, try paying them off as soon as possible.
This article is written from my own personal experience and research, having been to a debt consolidation company, paying off a huge personal debt, owning multiple credit cards and being in great financial difficulty!
Your aim is for your debt to give you positive credit ratings.
Feel free to join the Facebook group https://www.facebook.com/groups/iamdebtfree/ where I will post tips as I learn them and sometimes budget and other financial worksheets as I discover them. The aim of the group is to help myself and other South Africans get out of debt and stay that way.
In part 3 of this Road to financial freedom series, we will look at facing your money fears and changing them to positive statements.
The truth is that we do need money to survive but we don’t need it to live. We spend our money on fixing things that are broken but we don’t fix the broken budget.
You have been busy identifying your money memories, now it is time to identify your money fears.
What do you fear?
What are money fears? Money fears are things that you are afraid will or won’t happen with the money you earn, such as, whether or not you will be able to pay the bills or your rent/bond.
It is worrying, about job loss, about whether you will be able to retire comfortably. Can you afford your kids schooling from crèche all the way to university and extra murals? Can you pay the doctor’s bills and all the rest?
These are the reason’s most of us work and, for some, it is the reason for staying in hated jobs. That’s called surviving, not living.
Over the last 8 months my passion became getting my life sorted and, along the way, something made it change a little and I fell in love with the idea of helping South Africans live better lives, not by helping them become rich, but by helping people find out about living and not just surviving.
Your best life
Oprah Winfrey had a series on her show about living your best life. She spoke about doing what you are passionate about. Now that is great if what you are passionate about is something you can build on while you are working at your earning job. This is what I am doing now! By day I work for an orthopedic surgeon and at night and over the weekends I work on this blog. Some, like my cousin in America, was able to quit her job and start her very successful cooking blog. www.4plates2table.com.
What’s your passion?
Your passions can change; my passion for more than 40 years has been nursing. I decided I wanted to be a nurse at the age of 5 and never changed my mind. It is who I am, not what I do, but with the changing of attitudes in today’s nurses, my passion for working in this field has faded. I have a hobby I enjoy and use it to make money. I make and sell custom jewellery online. www.Etsy.com/Adiesdesigns. However,it is not my passion.
I don’t pretend to be an expert on finance. We have been struggling to make ends meet for the last 17 years.
I am an average South African with the same worries that affect us all. I have so many ideas to accomplish my new goals that getting them down on paper has filled an entire 100 page notebook in less than 3 months. Putting these ideas into action will probably take me years.
The blog had a timeline, it was going to take a year to build my following and then another year before my first workshop or merchandising. However, I am already one year ahead and have booked my first workshops on menu planning. My first product, a weekly magnetic menu board is available at certain stores in Johannesburg.
The first step to changing your fears about finance from negatives into positives is one the self-help guru’s all tout, over and over. Make positive affirmation statements.
Sounds corny and it takes a bit of getting used to, but the more you do it, the better it works.
Are you rich?
There is a saying in Judaism from a book called Pirkei Avot (Ethics of our Fathers), “who is a rich man, the man who is happy with his lot”. Look at people, whether they are wealthy, middle of the road or poor. In general, not a single one is actually happy. Why? Because they feel that there is more out there or that what they have is not enough. They are not being greedy, they are simply giving in to their fears.
In Suze Orman’s book the “9 steps to financial freedom”, she talks about how she was earning all this money and yet still living like someone who had no money! She lived in fear of losing her job (she worked on commission), she felt she didn’t deserve to earn so much. Once she changed her attitude, she actually started making more money.
I started my affirmations after reading her book a second time, with a 15 year gap between readings. At first I felt like an idiot. I told no one about it, but one of my affirmations that I say every morning to myself, is “I make a difference”.
It is a statement that I have always applied to my profession and used to say over and over to my students when I was teaching nursing but was not something I applied in my own life. As a nurse I knew I made a difference but not as a tutor, or a mother, or a person, with a meaningful contribution to society.
I was recently told of a difference I made to someone’s life by an apparent act of kindness, which to me was not kindness; it was the logical action to take. I don’t even remember doing this but to the other person, I made a difference. I don’t feel so stupid saying my affirmations anymore.
The more feedback I get from people on the positive impact that this blog is having and the more this mantra is affirmed by others, the more passionate I become about the changes that can happen if just one person does something. Just read the book “Pay it forward” by Catherine Ryan Hyde, or get the video, if you need proof.
Start off with one affirmation statement. Your aim is to have three statements by then end of the month. The affirmation statements should not be self-limiting. ‘I am enough’, not,’ I will be enough’, they must be in the present tense. Every morning and every evening, in front of the mirror, say your affirmations out loud to yourself. Throughout your day, keep saying it to yourself, write it on a sticky note on your bathroom mirror, dressing table mirror, the fridge door, by your desk, make it your screen saver, tape the message to your steering wheel.
This is an unlimited statement, it is not a fixed amount you are putting away. What about ‘I will do at least 15 pushups per day’, or ‘I will not check my phone more than once and hour’?
Your contract and your goal must be reasonable and quantifiable to be achievable. Don’t set yourself up to fail, start with the barest minimum that you know you will be able to accomplish, you can always amend the contract with yourself as needed.
For moms of newborns who are demand feeding, how about this contract, “I will put on real clothes every morning”?
“They say don’t believe your own hype, but if you don’t why would anyone else? To be great you have to believe you can do great things.”Charley Johnson
Pesach, a word that often brings tears to Jewish households everywhere. Not only tears for the story of Pesach but also tears at the thought of all that needs to be done.
I know we are still two months away but Pesach is an expensive endeavour to do properly and for those starting out it can be quite daunting. Starting early can reduce the stress a lot.
During the year I build my Pesach fund by using WUHU deals and SNAPnSAVE as much as possible. Usually by the time Pesach comes around I have a few hundred rand saved and shopping vouchers from my points on WUHU.
I am one of those lucky people who have a separate kitchen, so when I see something on special that I will be able to use during Pesach I buy it and put it away.
Please check with your Rabbi for items that may be used during Pesach without the hechsher.
I have a little gas stove for Pesach so as soon as the week is over I fill it up. It is one less thing to worry about for the next year.
I am also able to store my spices in the small freezer to use again, without needing to buy more.
Last year a lot of supermarkets put the previous years stock on sale for amazing prices and I stocked up. I am watching carefully for this year.
One of the ways is to buy early and store is to use a trommel (trunk) that can be used to store your purchases. Air tight containers to keep spices fresh in your normal freezer are a good idea if you have the space.
I always have a list at the end of each Pesach of things I would like for the next one. The wish list doesn’t always get fulfilled but I sometimes manage to get one or two items.
One day I would like to go on one of those Pesach retreats where I wouldn’t have to worry about, cleaning or preparing for the Seder’s. After 25 years of hosting Seders though I am not sure I would know what to do with myself!