Category Archives: Budgeting in South Africa

Home / Archive by category "Budgeting in South Africa"
<p>Every day saving tips for everyday South Africans</p>
Post Image

Debt counselling, debt mediation and debt consolidation; these are words bandied about every day. Do you know what they mean? In Phumelele Ndumo’s book ‘Debt to Riches – steps to financial success’ she covers these topics in detail and in a way that is easily understood and, in my opinion, one of the first books […]

Continue Reading...
budget with the piggy bankPhoto by Sabine Peters on Unsplash

Budgets and debt go hand in hand. Being in debt usually starts with you not having a budget. By the time you start thinking about a budget, your debt is often already well established. Over the years I have become an expert on being in debt and trying to create budgets!  And in some months […]

Continue Reading...

Wuhu Deals is my second favourite money saving app! Want to read more about coupons? http://kasheringyourlife.co.za/couponing-south-africa/ Wuhu Deals used to be known as Unilever Deals as it is their products on offer. The app has two ways to reward you. Either with a cash discount at the till or you can earn points towards airtime, […]

Continue Reading...

South Africa doesn’t coupon! We are far too advanced for that! We use apps! Most South Africans haven’t got time to sit and cut out coupons. I have to admit I do prefer the apps as we already have too much litter on the streets. Couponing helps you get your home sorted by making sure […]

Continue Reading...

You see specials listed somewhere and think wow I should go buy those. I used to have that mentality, especially before I started meal planning. It cost me a lot of money in wasted food. Is it available at that price elsewhere? I have found sometimes that a favourite supermarket chain marks something like a […]

Continue Reading...
Money management

Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

Continue Reading...

Debt snowballing is a term used by Dave Ramsey to explain how to pay off debt. I have written about this before but it is such an amazing way to pay off debt. It may not be fast but it definitely produces results. As with creating a snowball from snow, you start off with a […]

Continue Reading...

The back to school rush is about to begin here in South Africa. Not only getting the last minutes supplies and textbooks but also checking to see that the uniforms still fit! If you are like me and have left everything to the last minute, the race and search for second-hand textbooks so that we […]

Continue Reading...
Black Friday

Black Friday is one of the best times of the year for bargains and bulk shopping. Yet I have to wonder if it is worth the hassle? How much is too much Since it is right before payday, where does the money come from? Are businesses paying their staff early, or are people taking out […]

Continue Reading...
Change

Debt cents is another way to begin lowering what you currently owe. It may take longer than the debt snowballing I previously wrote about. Debt free for R40 per month extra What is debt cents Debts cents is where you take your minimum monthly repayment on any current debts and round it up to the nearest […]

Continue Reading...
Social Media Auto Publish Powered By : XYZScripts.com