Category Archives: Budgeting in South Africa

Home » Archive by categoryBudgeting in South Africa" (Page 2)

Every day saving tips for everyday South Africans

Post Image

New Year 2020 and beyond

New Year Resolution I don’t normally make a New Year Resolution (the Jewish New Year has come and gone); however, for 2020 I have made a massive resolution for the next decade. GET OUT OF DEBT AND STAY OUT! I did really well in 2019 to pay off my store cards and then when they […]

Post Tagged with : , ,
Read More
Post Image

You don’t need a duck to clean your bathrooms

Cleaning your bathroom is something that happens every day but is it really getting clean?  And what about the cleaning soaps we use, are those that get the stains out, that good? House Cleaning Check list What did they use before the ducks and the gels? How did you get a bathroom really clean? Do you […]

Read More
Post Image

KOO beans Budget beaters

One of my favourite budget stretchers just got even better! KOO Beans! I love adding beans to food to bulk it up and now I have even more recipes and ideas to try out. By chance, I saw a post on SA mom blogs https://samomblogs.co.za/ about KOO hosting an event to launch their new range […]

Read More
Post Image

Xtra Savings

Thank you, Checkers, for the Xtra Savings! On the 14th October, 2019 Checkers introduced their loyalty card, the Xtra Savings card, and within the first week they had signed up a million people!  I am one of them. The opening savings are, I hope, an indication of the future because those prices were amazing. Unfortunately, […]

Post Tagged with : ,
Read More
Post Image

How envelope budgeting can reduce your stress

Envelope budgeting has been around for years. There is a good chance that if you asked an older family member they will have either done it or heard about it. I have mentioned envelope budgeting in a few articles in the past and again recently. It is recommended by financial gurus such as Dave Ramsey […]

Read More
Post Image

Cash is King

‘Cash is king’: If you always pay cash, you don’t get into debt. Somewhere along the way, this has been forgotten. I know I was aware of it before my children were born. Pay Cash My father never bought anything on credit except his house; I think my parents bought their first car on credit […]

Read More
Post Image

Can you manage your money effectively?

Do you manage your money or does your money manage you? For some living from paycheck to paycheck is a difficult way of life, and often results in more month than there is money. Money in Money out When you do not manage your money properly this is what happens. Money comes in on payday […]

Read More
Post Image

Even Lotto winners need to budget

No matter the size of the win, lotto winners who wish to keep their money, need to budget. There are more lotto winners who have lost it all than those that have kept it. I am not talking about the smaller winners but the ones who win big. There is obviously an urge to spend […]

Read More
Post Image

There are no quick fixes

There are no quick fixes in getting out of debt. Whether you are doing it yourself or with an advisor, getting out of debt will take time. Depending on the amount of debt, it could take weeks, months or even years. Debt snowballing, quick method to small debt One of the quickest methods, when doing […]

Read More
Post Image

Debt counselling, consolidation and mediation

Debt counselling, debt mediation and debt consolidation; these are words bandied about every day. Do you know what they mean? In Phumelele Ndumo’s book ‘Debt to Riches – steps to financial success’ she covers these topics in detail and in a way that is easily understood and, in my opinion, one of the first books […]

Read More