Debt counselling, debt mediation and debt consolidation; these are words bandied about every day. Do you know what they mean? In Phumelele Ndumo’s book ‘Debt to Riches – steps to financial success’ she covers these topics in detail and in a way that is easily understood and, in my opinion, one of the first books […]Continue Reading...
Budgets and debt go hand in hand. Being in debt usually starts with you not having a budget. By the time you start thinking about a budget, your debt is often already well established. Over the years I have become an expert on being in debt and trying to create budgets! And in some months […]Continue Reading...
While researching the budget section of my blog, I came across the R1 family, a social experiment together with Sanlam. When I spoke to my mom and editor, she remembered that in 2014 Sanlam ran the R1 man experiment for the first time. I watched the R1 man (name unknown) and the R1 family […]Continue Reading...