Envelope budgeting has been around for years. There is a good chance that if you asked an older family member they will have either done it or heard about it. I have mentioned envelope budgeting in a few articles in the past and again recently. It is recommended by financial gurus such as Dave Ramsey […]

What is envelope budgeting? Envelope budgeting is an easy way to create a simple easily manageable plan to monitor your spending. http://kasheringyourlife.co.za/index.php/2015/07/05/envelope-budgeting/ Every month thousands of South Africans struggle not to over spend. They use apps on their phones, spreadsheets on the computer, yet they find it doesn’t help. I say well done for trying, now […]

This is a long blog post. I felt that it was necessary to reintroduce myself to everyone. I wrote and published the first Kasheringyourlife blog on the 28 June 2015 and already 5 weeks later I have over 180 followers (thank you all). I read a blog about blogging and in it they said that […]

What is envelope budgeting? It is basically dividing your money into different envelopes marked with different categories. When you receive your salary/wages, pay your regular bills online. For example: Rent/bond; Water & Lights; Rates & Taxes; DSTV; Medical aid; Insurance; school fees/ child care if it is over R1000; etc. Then take what is left over and […]