Budgeting for a lot of people is not something they want to think about. When they do think about it, it creates anxiety and is filled with a lot of negative emotions. Some people though find creating a budget a positive experience. For them, budgeting is freeing. The first word that came to my mind […]

For some parents, the night routine is the most important routine of all. Everyone is tired, children from the busy day of playing and learning and parents from working, whether at a paying job or just keeping the house from falling down. A routine will help settle things down, keep you from losing patience and […]

Having a set routine will not do away with this altogether but it should reduce the morning mayhem significantly. I have previously written about creating a daily routine for children http://kasheringyourlife.co.za/good-mornings-and-good-nights/ and thought it was time to focus on the parents. I have thought about this carefully and even ‘mostly’ tested it myself during these […]

New Year Resolution I don’t normally make a New Year Resolution (the Jewish New Year has come and gone); however, for 2020 I have made a massive resolution for the next decade. GET OUT OF DEBT AND STAY OUT! I did really well in 2019 to pay off my store cards and then when they […]

5 sheets to the wind is usually an expression used when someone is very drunk.  This is what I should have been when I read an article about how often you should wash your sheets. https://www.cnet.com/how-to/do-you-wash-your-sheets-enough-probably-not/ Changing your bed linen weekly is something I assumed happened in every home, apparently not! The recommendation is once […]

Do you manage your money or does your money manage you? For some living from paycheck to paycheck is a difficult way of life, and often results in more month than there is money. Money in Money out When you do not manage your money properly this is what happens. Money comes in on payday […]

‘Do you know how much you spend each week/month?’ This is one of the first questions I ask potential clients during the 20-minute free discovery call. It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need. I don’t […]

Credit ratings Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating. So how do you maintain a good credit rating when you don’t want to have any debt? […]

The truth about Pesach is that most of us overdo the food. I am sharing my thoughts on what we do to ourselves when preparing for Pesach.  The story Pesach is a time of sadness for the Jewish people, we were slaves in Egypt. Pesach is also a time of great joy.  We became a […]

Pesach, a word that often brings tears to Jewish households everywhere. Not only tears for the story of Pesach but also tears at the thought of all that needs to be done. I know we are still two months away but Pesach is an expensive endeavour to do properly and for those starting out it […]