Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

Lessons  learned from falling off the meal planning wagon! I fell off the meal planning wagon!  Over the last 2 months I haven’t been as diligent with meal planning as I should be and it is showing. Here are some of the lessons learned. Lesson 1 My bills have started to rise a little more, […]

Here are 10 reasons to grocery shop on line. In June 2015 I started this blog and in the first article I spoke about how much I saved with online shopping.  Nearly 2 years later, I can still say it is worth the hassle. Yes it was a huge learning curve on how to do […]

It is your responsibility. Now that you have dealt with the past and, hopefully reconciled the present, it is time to deal with the future. The first thing that we must all remember is that people come before money.  Money cannot protect you from ageing, illness or death but it can help your family survive […]

Hello, my name is Adrienne, and it has been 6 weeks since my last big grocery shop. Three months ago I seriously over spent my budget, see http://kasheringyourlife.co.za/index.php/2015/07/26/things-i-learned-while-shopping , since then I have had to shop for all the Jewish Holidays. This month we are back routine, however, my encounter with a physical store has […]

Due to the Jewish holidays I haven’t been posting as I would like I and where we should be moving on to week 6, we are only covering week 4. Last post in the financial freedom series covered facing your money fears.  This week we look at being honest about your money. You have analysed […]

In part 3 of this Road to Financial Freedom series, we will look at facing your money fears and changing them to positive statements. The truth is that we do need money to survive but we don’t need it to live. We spend our money on fixing things that are broken but we don’t fix […]

Welcome to week 2 of our financial freedom series. Once you have identified your money memories, it is time to acknowledge and understand their impact on how you handle your money. Some of the other memories you need to unpack to understand your money habits are also from your childhood What’s the best gift you […]

I am waking up a bit late!  These things have been in my house for 2 months, and you all know what I am talking about! I hope the marketing genius who came up with these has lots of young children in their life! Yep, that’s right. Stikeez! This was a good marketing campaign from […]

How do you stick to your budget and get rid of debt?  In South Africa we do not have coupons to help nor do we have negotiable interest rates on credit card debt. So what can you do? Home loans and vehicle finance can apparently be negotiated to a certain extent.  The rate would depend […]