Category Archives: personal finance

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How to create a grocery budget

Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

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Snowballing year round

Debt snowballing is a term used by Dave Ramsey to explain how to pay off debt. I have written about this before but it is such an amazing way to pay off debt. It may not be fast but it definitely produces results. As with creating a snowball from snow, you start off with a […]

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The cost of a happy birthday

Happy birthday but at what price? As I read through posts on various mom groups, I notice a trend of over the top expensive birthday parties for 1-year-olds. Who’s it really for? It seems strange to me that we all spend so much money on a party the child really doesn’t care about. The 1st […]

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The back to school rush

The back to school rush is about to begin here in South Africa. Not only getting the last minutes supplies and textbooks but also checking to see that the uniforms still fit! If you are like me and have left everything to the last minute, the race and search for second-hand textbooks so that we […]

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Back to School

The cost of back to school Back to school costs are inevitable and yet for some reason, most people forget to budget for it! It is one of those forgotten expenses. Every year I get taken by surprise and land up scrambling for books and stationery at the last second. Uniforms One year 1 of […]

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Debt free for R40 per month extra

Do you want to be debt free? I know I do. About 5 years ago I came across a man name Dave Ramsay. What he had to say about getting out of debt made so much sense. Though he was talking about the USA, a lot of his techniques translate relatively well for South Africa. […]

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Lessons learned from falling off the meal planning wagon!

Lessons  learned from falling off the meal planning wagon! I fell off the meal planning wagon!  Over the last 2 months I haven’t been as diligent with meal planning as I should be and it is showing. Here are some of the lessons learned. Lesson 1 My bills have started to rise a little more, […]

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10 reason to grocery shop online

Here are 10 reasons to grocery shop on line. In June 2015 I started this blog and in the first article I spoke about how much I saved with online shopping.  Nearly 2 years later, I can still say it is worth the hassle. Yes it was a huge learning curve on how to do […]

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Meal prep will change your life

Meal Prep is going to make your life a whole lot easier! Too tired to care At the end of a long day the last thing you want to do is stand in the kitchen peeling and chopping vegetables. Meal prep is the way to go. I don’t cook anything that is going to take […]

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Help Wanted for New Beginnings

Help Wanted I need help! When I started my blog “Kashering Your Life”, I did not really expect the response that it received worldwide. The simple blog with which I started has grown into a company and it is now as far as it can go in this configuration. In order for it to grow […]

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