Welcome to week 2 of our financial freedom series. Once you have identified your money memories, it is time to acknowledge and understand their impact on how you handle your money. Some of the other memories you need to unpack to understand your money habits are also from your childhood What’s the best gift you […]

Your road to Financial Freedom: Part 1 Financial Freedom:  what does this mean to you? Financial freedom means different things to different people, from not having to worry about the cost of anything, to just being able to cover the bills, even if there is nothing left over. We each have our own understanding of […]

How much is enough? With any dinner party, braai (barbecue), or family function that you cook for, one of the biggest worries for the host/hostess is how much food do I need? Whether it is 10 people or 50 people knowing how much you need will help you plan your shopping and keep your costs […]

I am waking up a bit late!  These things have been in my house for 2 months, and you all know what I am talking about! I hope the marketing genius who came up with these has lots of young children in their life! Yep, that’s right. Stikeez! This was a good marketing campaign from […]

How do you stick to your budget and get rid of debt?  In South Africa we do not have coupons to help nor do we have negotiable interest rates on credit card debt. So what can you do? Home loans and vehicle finance can apparently be negotiated to a certain extent.  The rate would depend […]

The month of August is nearly at an end. Thank goodness it is nearly pay day again. I previously wrote about auditing your budget. How did you all do? Were you as shocked as I was at how little you knew, or did your audit show that you were on target? This coming week I […]

I recently read an interesting blog in which they suggested that you do a yearly audit of your budget, to check if you are on track. I thought I knew where my money was going. My husband has a fantastic, very detailed, spreadsheet that he designed for our income and expenses. He has used this […]

Once again I am on assignment, to improve my blogging skills and make your reading experience better.   Assignment number 4 was to write a blog to our ideal reader and include a new element. We needed to identify who this reader was.   My ideal readers are people like me. It is for every […]

While researching the budget section of my blog, I came across the R1 family, a social experiment together with Sanlam. When I spoke to my mom and editor, she remembered that in 2014 Sanlam ran the R1 man experiment for the first time.   I watched the R1 man (name unknown) and the R1 family […]

You’ve made arrangements with your friends, either to go out for supper, or to a movie. This is what it will cost for two couples to go to the movies, assuming you have movie cards and the 3D glasses. For 4 adult movie tickets, providing you have movie club cards, depending on your movie club, […]