South Africa doesn’t coupon! We are far too advanced for that! We use apps! Most South Africans haven’t got time to sit and cut out coupons. I have to admit I do prefer the apps as we already have too much litter on the streets. Couponing helps you get your home sorted by making sure […]

You see specials listed somewhere and think wow I should go buy those. I used to have that mentality, especially before I started meal planning. It cost me a lot of money in wasted food. Is it available at that price elsewhere? I have found sometimes that a favourite supermarket chain marks something like a […]

Creating a grocery budget is an important step to reducing debt How to start Before I even meet with potential clients, I ask them to estimate their monthly grocery bill. This includes not only food but also house cleaning products and toiletries. The reason for this is that we generally by all these products together. […]

Using meal planning you can get you sorted in the kitchen. Good intentions It is still the beginning of the year, and good intentions and resolutions are still quite strong for most of us. As the year moves forward those intentions begin to wane due to the pressures of everyday life and we forget about […]

Debt snowballing is a term used by Dave Ramsey to explain how to pay off debt. I have written about this before but it is such an amazing way to pay off debt. It may not be fast but it definitely produces results. As with creating a snowball from snow, you start off with a […]

Happy birthday but at what price? As I read through posts on various mom groups, I notice a trend of over the top expensive birthday parties for 1-year-olds. Who’s it really for? It seems strange to me that we all spend so much money on a party the child really doesn’t care about. The 1st […]

Black Friday is one of the best times of the year for bargains and bulk shopping. Yet I have to wonder if it is worth the hassle? How much is too much Since it is right before payday, where does the money come from? Are businesses paying their staff early, or are people taking out […]

Do you want to be debt free? I know I do. About 5 years ago I came across a man name Dave Ramsay. What he had to say about getting out of debt made so much sense. Though he was talking about the USA, a lot of his techniques translate relatively well for South Africa. […]

Lessons  learned from falling off the meal planning wagon! I fell off the meal planning wagon!  Over the last 2 months I haven’t been as diligent with meal planning as I should be and it is showing. Here are some of the lessons learned. Lesson 1 My bills have started to rise a little more, […]

You like winging it in your kitchen. You want to meal plan but you hate recipes! No problem. Meal planning with no recipe Meal planning is about more than recipes, it is about a lifestyle change. Simplifying your life and making time for you to spend doing what you prefer. It also saves you money. […]