No matter the size of the win, lotto winners who wish to keep their money, need to budget. There are more lotto winners who have lost it all than those that have kept it. I am not talking about the smaller winners but the ones who win big. There is obviously an urge to spend […]

There are no quick fixes in getting out of debt. Whether you are doing it yourself or with an advisor, getting out of debt will take time. Depending on the amount of debt, it could take weeks, months or even years. Debt snowballing, quick method to small debt One of the quickest methods, when doing […]

Debt counselling, debt mediation and debt consolidation; these are words bandied about every day. Do you know what they mean? In Phumelele Ndumo’s book ‘Debt to Riches – steps to financial success’ she covers these topics in detail and in a way that is easily understood and, in my opinion, one of the first books […]

‘Do you know how much you spend each week/month?’ This is one of the first questions I ask potential clients during the 20-minute free discovery call. It is important to me that when a client comes to me to learn how to reduce their household bills, they understand how much help they need. I don’t […]

Your money relationship begins as a child, which is a sentiment I read about in Suzie Orman’s book ‘9 Steps to Financial Freedom’ and again in Phumelele Ndumo’s book ‘from Debt to Riches’. This is something I believe to be true; however, they are not always fixed. As a child, I learned that you don’t […]

Credit ratings Your credit ratings are based on how well you pay your debt! Paying your instalments on time, and in full, increases your credit rating. At the same time though, having no debt decreases your credit rating. So how do you maintain a good credit rating when you don’t want to have any debt? […]

Pesach, a word that often brings tears to Jewish households everywhere. Not only tears for the story of Pesach but also tears at the thought of all that needs to be done. I know we are still two months away but Pesach is an expensive endeavour to do properly and for those starting out it […]

Wuhu Deals is my second favourite money saving app! Want to read more about coupons? http://kasheringyourlife.co.za/couponing-south-africa/ Wuhu Deals used to be known as Unilever Deals as it is their products on offer. The app has two ways to reward you. Either with a cash discount at the till or you can earn points towards airtime, […]

What do you have in your home that is new? The new year is well on its way and in December you probably bought some big ticket item or got a really nice expensive gift. January was the beginning of the school year and in February Universities start up again and for this reason, you […]

South Africa doesn’t coupon! We are far too advanced for that! We use apps! Most South Africans haven’t got time to sit and cut out coupons. I have to admit I do prefer the apps as we already have too much litter on the streets. Couponing helps you get your home sorted by making sure […]